UBONIUM re-defining cryptocurrency ecosystem and building a crypto-based financial future

About Ubonium?

Ubonium is a financial technology company with its Headquarters in the financial district of London,United Kingdom. Ubonium was founded at the very height of the blockchain technology revolution through the famous invention such as Bitcoin Technology. Since Bitcoin, there has been numerous other blockchain technology and crypto coins known as altcoins introduced in the blockchain ecosystem at a phenomenal rate. Nevertheless, this created more than ever a need for a comprehensive and robust technologies to adapt a convenient way of integrating the movement and storage of digital assets in the blockchain ecosystem in a convenient and secure way.

With this in mind, Ubonium innovated sustainable financial products and services that complements each another within Ubonium’s ecosystem to offer its users not only convenience and security, but also offering competitive pricing for its services. Users will experience that all Ubonium’s product and services are investable, secure, scalable and usable in the cryptocurrency environment. This is an important factor in determining the success of any blockchain financial system.

Ubonium’s ETCF Platform and ETCF Funds, UBOPAY, UBOBANK and UBOCARD is set to pave the way how market participants are going to interact with these nascent alternative asset class in their daily lives.Ubonium’s product and services is also designed to be adaptable to the evolving blockchain technology and changing regulatory framework and having factored this foreseeable evolution in all its innovations,Ubonium’s product and services will have a sustainable future and will stay more relevant in the blockchain ecosystem.

Various articles from ubonium:

ETCF Market Platform & ETCF Fund
UBOPAY Mobile system
UBOBANK CRYPTOBANKING PLATFORM
UBOCARD CARD DEBIT & ATM CARD

What is UBONIUM ???

Ubonium is a financial technology company that innovates quality products and services using the blockchain technology to provide superior financial services to the masses.

Our mission

Mission is to provide superior blockchain powered financial services to our customers that: customers recommends us to their family and friends, our employees are proud of, and investors seek for long term returns.

Our vision

Vission is to be the №1 blockchain enterprise in the financial industry within the next 5 years.

Our values

Focus on the customers’ needs first
Respect everyone
Dare to make a difference
Never stop innovating

BENEFITS FACTORS

The highly volatile and fairly young cryptocurrency reduces the risk.Whith the power of ETCF the day price changes of virtual will be guite volatile.its diversify his or her cryptocurrency funds.ETCF are reducing its the significant of risk even you are beginner of cryptocurrency you can manage it,because of that factor your benefits holding ETCF funds will be notable,but you only trading fees at once when you bought and sell your whole funds,if you participate to the presale or ICO will be good as early bird.

The future of Crypto Economy

With the cryptocurrency market capitalization reaching $500 Billion USD and expected to reach $1 Trillion USD by 2020 if not sooner, it is becoming more and more evident that the adaptation of cryptocurrencies as a medium of stored value is reaching the mainstream market. With the development of decentralized applications and increasingly mass adaptation of cryptocurrencies,the need for cheaper and secured applications demand will be seen rising within the foreseeable future.visit more information https://drive.google.com/file/d/1K1yStOltj5ts8tcb-48v0Aq212HIz3D0/view

Market participants will demand a more convenient and speedy way of utilizing their digital assets in their day to day lives. Traditional banking service as we know it will be obsolete in time to come and will no longer be relevant in providing financial services to the mainstream market.
The way businesses are done will be changed forever with the usage of smart contracts on the blockchain. Trust less transactions will be the name of the game in any businesses in the coming future.

UBOPAY ?

Ubopay is a proprietary mobile payment system developed and managed by Ubonium. UBOPAY application will be both available to download in Android and Apple Phones. UBOPAY is a hybrid mobile payment application, in that it supports both user’s local currency of choice and payments in cryptocurrencies. Currently UBOPAY is being developed and tested using Bitcoin, Ethereum and UBOCOIN. The mobile payment system will be introducing more popular currencies as a mode of payment. UBOPAY’s integration with UBONIUM’s central cryptocurrency exchange network called the UBONEX, makes all transaction between fiat-crypto-fiat seamless and instantaneous. Users can active the UBOPAY’s smart select function and use both local currency and crypto payment autonomously every time the user wants to make a payment. Depending on the receiving end or merchant, UBOPAY will automatically select local currency or cryptocurrency payment of choice.

UBOBANK
Ubobank is a crypto only bank. Unlike traditional banks, Ubobank does not charge users for its services.Most of Ubobank services are free. It functions more like a traditional bank but does not impose any kind of transaction fees to its users. In a nutshell, Ubobank provides virtual bank as a service (BaaS) to its virtual account holders by providing cold wallet services to store, manage, transfer and receive cryptocurrencies.Its primary and only revenue comes from its low exchange fees charges. Ubobank offers one of the best cryptocurrency security available in the market to assist cryptocurrency holders to store, move and use cryptocurrencies. Utilising bank-grade security protocols, Ubobank cold-vault is inaccessible to malicious hacking risks form the internet.

Ubobank Security Protocols

Secured and Encrypted password to access virtual accounts
Personal Imagery confirmation to verify users for logins
Phone authentications (OTP) for transfers and payments to unknown wallets
Cold-Vault balances are mirrored into user’s virtual accounts real-time Without exposing wallet addresses
Ai for fraud detection on transactional behaviour

UBOCARD

Ubocard is an extension of payment service from Ubobank. Users can you their balances in their virtual account (cryptocurrency balances) and make payment using their Ubocard. All Ubobank customers will be issued a Ubocard Debit Card. Ubocard, is a pre-paid card where the balances can be topped up from Ubobank for cryptocurrencies and from Ubopay for local currencies. The card runs on the VISA network and therefore can be used anywhere in the world where VISA and MasterCard are accepted. UBOCARD is also an ATM card therefore users can withdraw their funds from any ATM that is supported by global payment network. All Ubocard comes with ATM pin for secured cash withdrawal from the ATM machines. The Ubocard will automatically convert cryptocurrency balances into USD and therefore acceptance of the card on the VISA Network will never be an issue.

How does UBONIUM ecosystem plays an important role

Now that users acquire cryptocurrencies, how do they utilize or move them to their intended destination securely, conveniently and more importantly in a more cost-effective way?
Serving these users not only require a robust mechanism but a complete and comprehensive blockchain network that lives side by side with traditional mechanisms which can complement each another.Most proposed blockchain payment systems claims to have innovated payment systems that ensures instant transactions on the blockchain for their users but fails to address an important factor: the congestion of blockchain network and the slow adaptation of cryptocurrencies by some receiving ends.

Ubonium’s solutions

applies the evolution theory, that is any technology must have an evolution
period and during this period, it must co-exist together with traditional system until the new technology is fully adapted into mainstream. This ensures the application of Ubonium’s product and services in real cases at multi-level of the financial system.

UBONIUM ICO OVERVIEW

In the past 2 years of studying the cryptocurrency market, the Ubonium team built and experimented various platforms on the blockchain to support the Ubonium network. As a result of making this multi-product network to support and exchange value with each another in a cost-effective way, the Ubocoin Tokens was created. The ETCF platform was tested since January 2018 to ensure that transactions performed was autonomous and safe and today the ETCF Market Platform is live and production-grade.

To support and further use the multi-platform on the Ubonium’s ecosystem, Ubonium is offering 210,000,000 UBOCOIN Tokens at the initial market value of 0.001 ETH for each UBOCOIN.
Further details of the UBOCOIN Token Sale will be highlighted in this Whitepaper and the potential benefits from UBOCOIN Token ownership will be outlined in the Terms & Conditions provided at https://www.ubonium.com/ the official UBONIUM ICO Website.

EXTRA BONUS ALLOCATIONS

Token Alocations

EXTRA BONUS ALLOCATIONS PRE-ICO SALES

March 1, 2018, 0:00 AM - March 15, 2018, 11:59 PM Token bonus 43%
March 16, 2018, 0:00 AM - April 5, 2018, 11:59 PM Token bonus 15%
April 6, 2018, 0:00 AM - April 20, 2018, 11:59 PM Token bonus 10%
April 21, 2018, 0:00 AM - April 28, 2018, 11:59 PM Token bonus 6%
April 29, 2018, 0:00 AM - May 5, 2018, 11:59 PM Token bonus 3%
Sale No bonus May 6, 2018, 0:00 AM – May 10, 2018, 11:59 PM

UBOCOIN as a Token of Value

The Ubocoin Token is on sale during UBONIUM ICO for a fixed price of ETH 0.001 per UBO. However, we believe that its value will appreciate exponentially in consistent with our UBOPAY launch, UBOBANK & UBOCARD platform launch.

Reason is, Ubocoin is a scalable and a usable coin,with many real case applications that can potentially create high demand for the coin,this can expose the true value beyond what it is today.However, we do not wish to speculate the future price of the coin as we are legally forbidden from doing so:kindly take note that there is a high degree of risk in investing in cryptocurrencies,where invested capital can be lost.

Ubocoin will be listed on exchanges such as Kraken,Bitfinex,Poloniex,Huobi and Quoinex.

We are also in discussion with some other major exchanges to list Ubocoin on their respective exchange which we will update at https://bitcointalk.org/index.php?topic=3029484 list from time to time.